Picking out the best places to retire in the U.S. is no easy task. When you are planning for retirement, it’s always great to have a goal. So set your sights on a place you like and prepare for it! If you want to retire in the U.S., these suggestions can help you form an opinion, and possibly decide where you’d want to settle down. Read on to see which five cities top our list as the best places to retire in the U.S.!
Best Places To Retire In The U.S. | Where To Put Your Feet Up
1. Savannah, GA
Florida is not the only warm-weather retirement destination in the U.S. The lush river city of Savannah, GA, might not be the first place that comes to mind when you consider the best places to retire in the U.S., but it has many qualities other cities don’t. The climate is incredibly comfortable year-round, with winter reaching a peak of 60 degrees.
Savannah’s natural beauty is, quite frankly, stunning. Many people consider Savannah as their “quiet place,” and it shows. For example, Savannah features Forsyth Park and Tybee Island, beautiful pieces of land where silence and beauty meld in a beautiful, quiet symphony. This quaint city is littered with parks around every corner and many paths that are both bikeable and walkable.
There are also a lot of ways for seniors to have fun in Savannah. Their senior citizen program, Senior Citizens, Inc., set up many neighborhood centers with regular retiree activities. They also offer free tuition for residents over the age of 65. If you retire here, it might be the best time to seek higher education during your retirement. You can get it for free in Georgia’s state colleges or universities. You will also be welcome to sit in on any class as long as there is extra space.
For the cost of living, Savannah is 14% below the national average. This makes it one of the cheapest places to retire in the U.S. The median home price is at $125,300. It is also one of the most tax-friendly states in the U.S. Georgia does not excise state income tax on Social Security, no estate or inheritance tax, and no tax breaks on your pension income. There are enough physicians to service this city of 146,000, ensuring your close proximity to healthcare.
2. Charleston, SC
If retiring in the cradle of Southern Hospitality sounds great to you, Charleston might tickle your fancy. Charleston, South Carolina is a great place for seniors to retire, owing to its friendly Southern atmosphere and the many perks it gives to its senior citizens.
You are also welcome to enjoy these sights year-round as the temperature in this part of the world generally doesn’t go lower than 60 degrees, even in the winter. Its proximity to the Atlantic gives the town an ever-present peaceful sea breeze. Fishing and sailing is a great pastime for retirees in Charleston, so make sure you get that boat you’ve always wanted.
Charleston is a peaceful city that is nothing short of charming. The waterfront showcases 18th-century architectural marvels that take you back to days gone by. The colorful history behind Charleston makes it a historically interesting place to live. An added bonus is you will be in close proximity to some of the best Southern fare available in the country. Thank goodness for all the beautiful walking areas and temperate weather to help keep the pounds off!
Local community centers and organizations catering to retirees guarantee a life that’ll never be boring. There are regular group excursions and day trips for retirees that will take you to the best sights in the city. Exercise classes, game groups, and sporting activities cater to the more physical crowd. Just like Savannah, Charleston offers free tuition for seniors over the age of 60, except for a few nominal fees.
One thing to consider is Charleston’s cost of living, which is a bit higher compared to other states. The high average salary of Charleston’s residents come with a price for its retirees. So check out investment options to make sure you have a constant income to support your retirement.
3. Sarasota, FL
When thinking about the best places to retire in the U.S., you can never take the state of Florida out of the list. Sarasota may not be on top of mind when considering to retire in Florida, but it’s certainly worth taking a look at. There are plenty of benefits to setting up shop in Sarasota.
One thing you’ll always say about Sarasota is: “the weather’s great.” The average temperature, even during the winter, is a toasty 74 degrees. You can pretty much sunbathe all year long in Sarasota. And yes: since this is Florida, there’s still an active and fun beach culture. A mix of young and old frequent the beaches in Sarasota. This cross-generational connection helps to make Sarasota one of the best places to retire in the U.S.
This town of 56,610 on the southwest coast of Florida was developed in the 1920s. It has tons of buildings and institutions with huge historical significance. Downtown Sarasota features the best of cosmopolitan living with many restaurants, cafes, and leisure activities for you to enjoy. Sarasota is also home to a massive baseball stadium.
Sarasota’s economy is fueled by finance, hospitality, education, medical services, and tourism. It is also cheaper to own a home here than in most other parts of Florida. The median price for a standard home is around $236,900. You can probably get cheaper deals if you go more modest with where you want to live.
4. Naples, FL
Considered one of the best places to retire in the U.S., Naples, Florida is a mainstay in any list. You might consider Naples if you’re the active type. There are so many places to explore and so many activities to do. Boredom is a word that you will rarely hear in Naples.
With temperatures reaching 76 degrees even during the winter, Naples is a pretty warm place to live. It has been designated by National Geographic as a “blue zone.” This means that residents in these zones routinely age up to 90 years and beyond. The charm and climate of Naples’ surroundings just might lend a hand to its retirees’ longevity. If you’re looking to live a fuller life during your retirement, Naples might be a perfect choice for you.
The sheer amount of leisure activities in Naples can attest to its being one of the best places to retire in the U.S. As a blue zone, activity is a constant in Naples. The city is entirely walkable or bikeable, depending on your preferred mode of transport. If you enjoy fishing, you’ll find that you’ll never get bored looking for a great spot to do just that. For a better adrenaline rush, you can try kayaking out on the rivers. You may also choose to keep practicing your drives and putts at the Old Naples golf course.
Naples is a tax-friendly state, which exercises no state income tax from retirement checks. However, it is also one of the priciest places to own a home in. The median cost for a home in Naples is around $319,300.
5. Santa Fe, NM
There are hipsters in every generation. Santa Fe, New Mexico is one of the best retirement cities in the U.S. if you’re one of those. Santa Fe considers itself a “creative city.” It prides itself on its residents’ drive for art. Retirees also flock to this city because of the constant climate, reasonable cost of living, and the general, artsy vibe everywhere.
Santa Fe enjoys 300 days of summer every year. The laid-back atmosphere among the residents attests to that. As it is situated in the desert, humidity is a non-issue, mostly. However, your gardens won’t exactly grow on their own as the average rainfall is only about 14 inches per year. The mild weather is punctuated by occasional snow and heat waves throughout the year. Its close proximity to the Sangre de Cristo mountains offers great views. If you’re looking to retire with a sunset view every day, you can’t do any better than Santa Fe.
Santa Fe is a small city, but it’s packed with over 200 art galleries and 12 world-class museums. One museum of note is the Georgia O’Keeffe Museum. A notable resident here is George R.R. Martin, who penned the titular A Song Of Ice And Fire book series (Game of Thrones). There are art classes everywhere. If you’ve never put a brush to a canvas, now is the time to start. For the literary types, writing sessions and slam poetry are all the rage, allowing you to express yourself more freely in words.
As for the cost of living, it gets pretty steep. Being one of the best places to retire in the U.S. brings a lot of monetary caveats. But that’s not to say living here is impossible, especially if you managed your finances well. Santa Fe’s median home price is around $300,000. Might be a good time to spread your money around and invest for the future!
Retirement is something you prepare for way ahead of time. Reading this list of the best cities to retire in the U.S. will help you decide where you should spend your golden years. These 5 cities are suggestions, and there are plenty more great places to spend your retirement. Aspire for more and start investing in your dream retirement home now!
Where would you like to retire in the U.S.? Tell us in the comments section.