What are the top retirement investments for improving the stability and earning potential of one’s IRA? We’ve compiled a list of the top retirement investments to help investors get started.
In this article:
- Retirement Planning
- Real Estate
- Retirement Income
- Investing in Stocks
- Alternative Investments
- Investing in Precious Metals
I. Retirement Planning
401(k) Early Retirement Guide
401(k) early retirement questions come to mind for would-be retirees, especially if they plan on retiring earlier than the average person.
Let’s talk about the penalties and taxes, and what methods you can implement to use funds from your assets before the mandated retirement age. Click here to read the 401(k) early retirement guide.
Best Retirement Calculators 401(k) To Help You Save
A 401(k) retirement calculator can be beneficial when you plan to retire soon. A retirement planning calculator can also help you determine how much savings you need to set aside.
It is advisable to carefully choose a 401(k) contribution calculator, as some do not show retirement income after-tax. Click here for 401(k) retirement calculator options you can consider.
How To Plan For Retirement By Growing Your Investments
We’ve compiled a list of ways to prepare for retirement so you can make strategic investments and learn how to build your retirement savings. Click this link to know some guidelines and tips.
Private Placement Investment Tips
Private placement investments open a lot of opportunities to the investing public. All the more, old regulations restricting such investments to just accredited investors have been amended to reflect today’s economy.
At present, even non-accredited investors can participate per Title III and Title IV of the Jumpstart Our Business Startups (JOBS) Act of 2012.
Before deciding which types of private placement suit your situation, click here and review these helpful tips we’ve consolidated.
What Is Private Placement? It refers to the sale of assets such as bonds or stocks directly through private investors or companies instead of through public offering.
9 Best Investments For Retirement (Inside Your IRA)
Learning about the best investments for retirement is essential to securing your future. Knowing that you have a portfolio of assets to sustain you after you stop working will allow you to retire in peace.
Don’t worry if you’re unsure of where to start. You can click here to check out a compiled list of options for retirement investments.
How To Start Investing After 50 And Catch Up Your Retirement Savings
Investing after 50 is a challenge for many older adults in the United States – especially the nearly half who do not have retirement savings yet.
Studies have shown take-home pay may no longer be enough to cover the needed expenses by then. Future retirees, however, still have a number of years to build their funds as long as they start now.
Click here to learn investment strategy options you can explore.
The Age Of Retirement: Everything You Need To Know About Outliving Your Money
As the age of retirement nears, it is normal to feel a little panicked.
You become aware of expenses you hadn’t anticipated and you realize you may have miscalculated how much of your retirement income is taxable. The biggest worry of all is how long your money will last.
Follow some basic steps to calculate what you are likely to need for retirement, so you don’t outlive your savings. Click here to learn more.
III. Real Estate
Why Investing In Real Estate Is Better
Investing in real estate is one possible way to grow your retirement funds. It is a viable option if you want to grow your savings with more stability than, say, stocks.
The volatility of the stock market is usually a reason why a lot of investors opt to look for other investment options. Real estate investing through self-directed IRAs may be a great addition to your wealth accumulation strategy.
Click here to know why you should consider including different types of real estate investments in your IRA.
How To Invest With Self-Directed IRA Real Estate
A self-directed IRA in real estate may make investing for your retirement more of a challenge, but it can also reward you with the ability to choose your own path and manage your money more directly. Click here to read more.
IV. Retirement Income
10 Ways To Secure Future Plans For Retirement
Trying to work on your future plans for retirement? We have valuable tips to get you started in the right direction. Click this link to learn the ways to secure your future plans for retirement.
7 Best Long Term Investments For Securing Your Future
The best long term investments not only allow you to grow your wealth over time but also don’t require as much money and technical know-how upfront as, say, starting up a business.
They’re perfect for people who want to build a more secure future but don’t necessarily have a lot of cash or investment experience to start. Click here for long term investment suggestions you can consider.
Follow These Steps To Build Your Retirement Income
Building a better retirement income is something that takes time and careful planning, and it should begin long before you approach retirement age.
If you start late, though, do not panic. Click here to learn how to make a retirement income plan which can help you build a nest egg even if you start a little later in the game.
The Survivalist Retirement Guide: Your Foolproof Strategy
As survivalists, we know preparation is key and outliving your money is part of that preparation. As preppers, we’re used to preparing for the worst-case scenarios, but don’t forget about prepping for when s*** doesn’t hit the fan.
In the best case scenario, click here and learn the survivalist retirement guide on how to outlive your money smartly.
V. Investing in Stocks
3 Top Stocks You Should Consider To Invest In
Based on insights from the Motley Fool, investors should keep their eyes on three stocks for their top retirement investment portfolios.
According to Keith Speights, Facebook (NASDAQ: FB), International Business Machine (NYSE: IBM), and Jazz Pharmaceuticals (NASDAQ: JAZZ) could be the top stocks one should consider investing in.
The three companies were all reported to be performing well with promising opportunities and predictions ahead of them. Click to read about them here.
How To Invest In Mutual Funds | Inside Your IRA
So you want to invest in mutual funds and make it one of your top retirement investments?
The dilemma is, you don’t know where to start. It should be easy for you since you most likely have money saved up in your IRA already.
Although it is best to talk to a financial expert regarding investing in mutual funds, this article should set you off to a good start. Click here to check it out.
How To Invest In Stocks Inside Your IRA | A Beginner’s Guide
Learning how to invest in stocks may sound quite familiar already. However, the dilemma lies in where to acquire all the information you need.
A few wise alternatives are to do research, seek professional advice, and attend seminars. Click here to learn how to start buying stocks for beginners.
Investing In Stocks 101
Investing in Stocks 101 is your new companion before starting your stock investing. While a basic understanding of the stock market is fairly common, it’s still a good idea to flesh out some of the more complicated points – especially if you are a newbie investor.
If you have been contemplating whether to invest in stocks or not, click here to learn about the frequently asked questions and basics of stock investing.
How To Invest In Real Estate With A Self-Directed IRA
If you’ve made real estate one of your top retirement investments, it’s time to know how to invest in real estate with your self-directed IRA. Click this link to see our concise guide.
6 Roth IRA Benefits Inside Your IRA
With all the different options for IRAs out there, discovering which one is right for you can seem like a daunting task. Yet, knowing your options and getting down to the nitty-gritty is important when considering something as important as retirement.
While it’s not for everyone, a Roth IRA offers many advantages that make it worth considering for a retirement plan. Click this article to learn about the Roth IRA benefits.
Private Mortgage & IRA’s: Some Tips Before Investing Inside Your IRA
Private mortgages are loans sourced through individuals or businesses instead of traditional financial institutions like banks. Some individuals diversify their retirement portfolio and invest in private lending.
Over the years, there have been a growing number of retirement investors using self-directed IRAs to engage in private lending. Click here to read some tips on becoming a private mortgage investor.
Rollover IRA Rules You Must Know
If you want to take money from your retirement accounts and put it into an individual retirement account (IRA) or another qualifying retirement account, you have to know the rollover IRA rules.
Following these rules will prevent you from spending unnecessarily on taxes, fees, and withdrawal penalties. Click here to read through the rollover IRA rules you must know.
What Is A 401(k) vs Roth IRA?
Comparing a 401(k) vs Roth IRA is a serious undertaking since your choice has a huge impact on your retirement investments.
Take some time to explore their definitions, as well as their benefits and disadvantages. In the end, you can decide for yourself the best place for your hard-earned income. Click here to read the full article.
IRA Investment: Everything You Can Invest
An IRA investment comes in many different forms. Most of us are unfamiliar with them, but they’re all worth considering.
IRA investment options are not just limited to stocks, mutual funds, or bonds. These are what we call traditional investments inside your IRA.
If you’re searching for the best retirement plans for individuals or the best IRA for retirees, click this link to see options which may help you make the best choice.
VII. Alternative Investments
7 Alternative Investments You May Consider
More people are looking into alternative investments to secure their future. Simply saving money isn’t enough to get the best out of your self-directed IRA.
These days, you need to get creative with your possible long-term investments.
Traditional investments aren’t just the only way to grow your funds and assets; there are also non-traditional investments, or what we call alternative investments, you can try. Click here to check them out.
Is Bitcoin A Safe IRA Investment?
Safe IRA investments are achievable by making wise decisions and practicing good investment strategy.
There are several good options when it comes to investing for retirement.
One area investors are looking into these days is the cryptocurrency that’s currently ruling the market, Bitcoin. Click here to read more about this news from Forbes.
VIII. Investing In Precious Metals
5 Rules For Investing In Silver You Need To Know
Investing in silver is a smart move to protect your wealth from inflation. While inflation can decrease your money’s purchasing power, the value of precious metals like gold and silver can retain (or even spike) during a crisis.
With the volatility of economies, it is a good idea to include assets whose value can survive the test of time in your portfolio.
Before you start looking for ways to make a silver investment, you need to know these rules first. Click this link to learn about them.
How To Become Successful In Gold IRA Investing
Gold IRA investing is a good option when you intend to protect your wealth and retirement savings.
By investing in precious metals like gold, you are diversifying your retirement savings, which will reduce the risks of having your savings only exposed to the volatility of the stock markets and bonds.
Just like any other investment, you need to learn some of the basics in order to make the most of these assets. Click here to read some gold IRA investment guidelines.
Investing In American Gold Eagle Bullion Coins
One way to invest in gold is through buying American Gold Eagle Bullion coins.
Like the Canadian Maple Leaf gold coins, the Golden Eagle coins also have a high gold purity rate. Furthermore, these are bought and sold by precious metal dealers easily.
But is this for you? Click here to know the answer.
Precious Metals Market: A Complete Guide On Investing In Precious Metals
The precious metals market is one of the feasible investing ventures that you can try. There are different precious metals to choose from, such as gold and silver. It is also an efficient way of securing your investments. Click here for a complete guide about the precious metals market.
403(b) Plan vs Roth IRA: Which One Is Better? | Inside Your IRA
Let’s take a look at 403(b) vs Roth IRA and find out which one is a better retirement plan. Click here to discover what’s better for you.
Tax Deferred Annuity | How To Make It A Winning Investment
By definition, a tax-deferred annuity is a financial plan that helps you secure savings for your retirement.
For many, securing a comfortable pension is a cause of worry – and for a good reason. Nobody wants to be a burden to their family as they age.
With tax-deferred annuity, you can grow your investments over time and guarantee a steady income for your retirement years. While annuity withdrawals are not immune to potential consequences, tax-deferred annuity may be a safe option for growing wealth. Click here to learn more.
What Is A 403(b) Plan?
To define what a 403(b) plan is, let us lean on the IRS’s definition: “A 403(b) plan, also known as a tax-sheltered annuity (TSA) plan, is a retirement plan for certain employees of public schools, certain tax-exempt organizations, and certain ministers.”
Inside Your IRA clarifies other questions you might have about the 403(b) plan and several features of this retirement plan. Click here to learn more about the 403(b) plan.
Not all investment opportunities are created equal. Some not only provide better returns but also greater stability than others.
The good news is that the items on this list are, without a doubt, some of the top retirement investments for maximizing your post-employment income.
Talk to your financial advisor about them today and start building a more secure financial future for you and your family
Which of these top retirement investments are you going to start with? Tell us in the comments section below!
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Editor’s Note: This post was originally published in December 2017, and has been updated for quality and relevancy.